Portfolio Management Intern

Berlin

Full-time

Intern / Student

Your role

Cloover is financing thousands of renewable energy installations across Germany and Austria — and the quality of our portfolio decisions determines how fast we can scale. We're looking for a Portfolio Management Intern to join our Finance team and work directly on the models, assessments, and analyses that sit at the core of our lending operation. You'll run real credit assessments, stress-test real portfolios, and contribute to debt structuring conversations that matter. This isn't a research role — your work lands in front of senior management and external investors from day one.

You'll report to the Head of Portfolio Management and work within a small, high-output team spanning Risk, Underwriting, and Finance.

Your mission

Underwriting & Risk Modelling

Own credit assessments of customer applications end-to-end — applying internal scoring models and external data sources to reach a defensible, well-documented view.
Build and refine risk models that evaluate portfolio performance, default probability, and financial outcomes across scenarios — not just running the model, but improving it.
Run stress tests and sensitivity analyses that directly inform investment and risk management decisions.

Portfolio Management

Monitor Cloover's financing portfolio across exposure, delinquency patterns, refinancing, and hedging — and surface the signal before it becomes a problem.
Drive automation of underwriting and credit monitoring workflows, shipping tools the team relies on.

Financial & Strategic Support

Prepare investor and lender reports with the precision and clarity that external stakeholders can act on.
Contribute to the structuring of debt facilities and forward flow agreements.

Your profile

We care more about how you think and what you've built than where you've been. Here's what will set you up for success in this role:

Strong academic track record in Finance, Economics, Engineering, Mathematics, or another quantitative discipline — you've been tested on hard problems and delivered.
Builds and stress-tests financial models with precision: comfortable with complex datasets, risk frameworks, and the kind of sensitivity analysis where the assumptions matter as much as the outputs.
Thinks fast under pressure and delivers accurate work at speed — you don't need perfect information to move forward, but you know when to flag uncertainty.
Takes full ownership of analytical outputs: if the model is wrong, you find it before anyone else does.
Communicates findings clearly in English to technical and non-technical audiences — senior stakeholders and investors should be able to act on what you produce.
Genuinely motivated by the energy transition — you understand why this problem matters and that context sharpens your work.
Based in Berlin and energized by being in the room. We're intentionally office-first — decisions get made in real time, prototypes get stress-tested over lunch, and the founding team is ten meters away. If that's how you thrive, you'll feel at home here.

Nice to have (but not required):

German language proficiency (B2 or above)
Prior exposure to consumer credit, structured finance, or energy project finance

Don't meet every requirement? Apply anyway. We hire for potential and perspective — credentials are a starting point, not a ceiling.

How we hire

We keep things transparent and respect your time. Most go from first call to offer in under three weeks.

Intro call (30 min) — We want to understand what you're looking for, not just screen your CV.
Hiring manager interview (30 min) — We go deep: your experience, your thinking, how you approach problems.
Case study (1 hour) — You get the brief in advance. We care about your approach — not whether you land on the right answer.
Offer & signed contract.

Need any adjustments at any stage? Just let us know.

Why us?

Competitive pay. Fair compensation for your time and contribution — benchmarked to the Berlin internship market.
AI-native & unthrottled. Unlimited enterprise-grade AI — no caps, no approval process. Every role, every team. The grunt work disappears so you can focus on what actually requires human judgment.
Real ownership on a real mission. From day one you're running analyses that inform how we deploy capital across thousands of renewable energy installations. We're not just building software — we're powering the energy transition across Europe.
Grow faster than anywhere else. You'll work directly alongside the founding team and world-class investors. If you're building toward a career in structured finance, credit, or venture — there's no better room to be in.
The basics, done well. Prenzlauer Berg office with the latest Apple hardware. Free breakfast and dinner, stocked kitchen, regular team events, 25 days vacation, Urban Sports Club (M), fully covered Deutschland-Ticket, and company discounts.

Über uns

Bei Cloover bauen wir das KI-Betriebssystem für die Energiewende — eine Plattform, die Tausenden von Installationsunternehmen in Deutschland und Österreich hilft, mehr zu verkaufen, schneller zu planen und besser zu liefern. Gesichert haben wir $1,22 Mrd. an Gesamtfinanzierung — darunter $1,2 Mrd. an zugesagter Fremdfinanzierung und eine Series-A-Runde über $22 Mio. — und stehen erst am Anfang unserer europäischen Expansion.

Wir sind ein hochleistungsorientiertes Team, das mit Sinn arbeitet. Wir übernehmen volle Verantwortung für unsere Arbeit, diskutieren Ideen intensiv, ziehen gemeinsam an einem Strang und setzen ohne Zögern um. Hier gewinnt nicht die Hierarchie — hier gewinnt die beste Idee. Schnelligkeit ist kein Ziel, das wir anstreben — sie ist die Art, wie wir arbeiten.

Und wir sind von Grund auf KI-first. Wir experimentieren nicht mit KI — wir sind damit gebaut. Tech liefert schneller, weil KI prototypisiert, bevor wir bauen. Sales schließt mehr ab, weil Outreach in großem Maßstab personalisiert wird. Finance testet Szenarien in Echtzeit. People & Culture baut Prozesse in einem Bruchteil der Zeit. Egal in welcher Funktion — KI ist das, womit wir über unsere Gewichtsklasse hinausschlagen, und es ist eine Fähigkeit, die du hier schneller entwickelst als fast überall sonst.

Wir glauben, dass die Energiewende allen gehört — und das gilt auch für unser Team. Wir sind international, zielstrebig und bewusst inklusiv. Wir stellen nach Potenzial und Perspektive ein und heißen Menschen aller Hintergründe, Identitäten und Erfahrungen willkommen.

Klingt nach deiner Art von Herausforderung? Dann bewirb dich unten.